If your or your spouse’s health care coverage is affected by a change in your spouse’s employment or benefits eligibility with his or her current employer, you may be eligible to begin or discontinue coverage under the district’s benefits program. The district lets you adjust your benefits elections as long as you submit your change by calling Benefits Outlook within 31 days of the event at 1-866-222-KISD (5473), weekdays from 7 a.m. to 7 p.m. Central Time, except holidays.
Changes you want to make must be on account of, and logically related to, your spouse’s change in benefits eligibility with his or her current employer. For example, if your spouse loses health care coverage through his or her employer, you may add coverage for your spouse, but cannot change the type of health care coverage you have.
| Available Changes | Deadline | Things to Consider |
|---|---|---|
Add coverage for yourself, your spouse and dependents (if coverage is lost under spouse’s health plan):
|
Within 31 days of your spouse's loss of coverage |
If you are enrolling in district Medical Plan coverage for the first time, you are also eligible for My Health programs.
If you add a spouse or eligible dependent to your district Medical Plan coverage, consider that they can use the 24/7 Nurse |
| Add or increase coverage for Cancer Care | Within 31 days of your spouse's loss of coverage | If you add or increase coverage, you will need to submit an application. |
Add, increase, drop or decrease coverage:
|
Within 31 days of your spouse's loss of coverage |
If you add or increase your coverage, you may need to submit evidence of insurability (EOI) or an application.
Your combined Basic and Supplemental coverage must be greater than or equal to two times the spousal benefit. All employees are eligible to elect Option 1 of Spouse Life coverage because of the district-provided Basic Life and AD&D coverage. |
| Enroll or increase contributions you are currently making to the Health Care Flexible Spending Account (if loss affects coverage eligibility under spouse’s or dependent’s health plan) | Within 31 days of your spouse's loss of coverage |
By adding coverage for your dependent, your health care expenses will increase. Make sure you are contributing enough to the Health Care FSA. |
| Enroll, drop, increase or decrease contributions you are currently making to the Dependent Care Flexible Spending Account ((increase if event affects day care expenses; decrease if event decreases day care expenses) | Within 31 days of your spouse's loss of coverage | Will dependent's loss of coverage increase day care expenses? |
